TAKE CONTROL OF
YOUR DEBT
YOUR DEBT
We think personal debt is too complicated and too expensive.
Ebb makes debt easier, cheaper and quicker. We’ll lend directly to you at fair prices with no upfront or hidden fees, and with an easy-to-understand contract
Technology to help you understand your debts and how much you are really paying
Tell us about your credit cards, personal loans and Buy Now Pay Later purchases and connect via Open Banking
Easier to understand your options
See how much you can save and how quickly you can pay off your debt, putting money back in your pocket
Cheaper but flexible repayment options
Make your longstanding debt cheaper without hidden fees or by losing your flexibility if you need pay back a little less some months
Quicker to apply and see your offers
Online applications make it easy and your loan can be managed directly on our website and app
Learn More & Join the Waiting List
As we build Ebb Finance we’d love to hear your thoughts on what you’d like to see in our products and what you don’t want to see!
Plus we’ll add you to our waitlist which helps us further understand what you need as we all move towards better financial health.
How It Will Work
Apply online
Connect via Open Banking to Ebb to speed up your application. If you prefer, you don’t have to use Open Banking, we can ask you some simple questions instead
See your borrowing options
We’ll show you how much you can borrow and how for long. We’ll also show how much you will save vs your existing bank and credit cards
Loan transfer
Once you’ve decided how much you want to borrow and which credit cards you want to pay off, we instantly transfer your loan to your bank account
Start saving!
Manage your debt and loans online with dedicated chat or phone customer service
No hidden fees
Pay off your loan early without additional fees
About Us
We know we all need to borrow.
At Ebb we make it easier, cheaper and less stressful.
Ebb started as an idea to help people save money and improve their financial health. But instead of building another savings account we want to immediately help your finances! Credit cards and overdrafts are often the most expensive form of borrowing and contribute to the most destructive financial circumstances.